When an Uber or Lyft driver has a passenger or is en route to a pickup, the rideshare company provides up to $1,000,000 in liability coverage. We know how to access it — and insurance companies know we do.
Over 8.5 million Uber trips per month in NYC alone. Rideshare accidents are extremely common — and extremely complex. You need attorneys who specialize in them.
Tell us what happened. We'll tell you exactly what you're entitled to — free, same day.
Uber and Lyft insurance works in tiers depending on what the driver was doing at the moment of the accident. This is the most important thing to understand about your claim.
The driver had the app on but hadn't accepted a ride yet. Rideshare company provides limited contingent liability coverage: $50,000 per person / $100,000 per accident / $25,000 property. We pursue the driver's personal policy plus this gap coverage.
The driver accepted a trip and was on the way to pick up a passenger. The full $1 million commercial liability policy is in effect. This is the most important coverage tier — both passengers and third parties (pedestrians, other drivers) can access it.
A passenger was in the vehicle. The full $1 million policy applies from the moment pickup occurs until the passenger exits. Whether you were the passenger, a pedestrian, or another driver — this policy is in play.
Insurance adjusters are trained to minimize claims and challenge which period applies. They'll argue the driver was "off duty" or that coverage was lower than it was. We've seen every tactic. Call us before you speak to any insurance representative.
These aren't standard car accident cases. There are multiple insurance layers, corporate defendants, and app-based evidence. You need specialists. That's us.
Uber and Lyft's internal trip data shows exactly what period the driver was in. We obtain it immediately to lock in the $1M policy before evidence is altered.
Was it the driver? The rideshare company? Another driver? We investigate all parties simultaneously to maximize your recovery from every available source.
Through our Letter of Protection program, you can see top doctors immediately — no out-of-pocket cost — while your case is pending.
We work on contingency. You pay nothing unless we win. Insurance companies know we go to trial. That's why they settle.
Get police and EMS to the scene. A police report is critical evidence in rideshare claims.
Take a screenshot of the Uber/Lyft trip in progress — it proves which coverage period applies.
Go to the ER or urgent care same day even if you feel okay. No-fault covers you immediately.
Do not give a recorded statement or accept any offer. Call us first.
We contact Uber/Lyft immediately, lock in the evidence, and protect your claim from day one.
Attorney advertising. Prior results do not guarantee a similar outcome.
Free consultation 24/7. We contact the rideshare company same day. No fee unless we win.
In most cases, you sue the driver and access Uber/Lyft's commercial insurance policy rather than suing the company directly (because drivers are classified as independent contractors). However, in cases of negligent hiring or driver screening failures, direct claims against the company are possible. We analyze both paths on every case.
If the driver's app was completely off, only their personal auto insurance applies — no rideshare coverage. We pursue the driver's personal policy, which may still yield significant recovery depending on coverage limits and your injuries.
As an Uber/Lyft passenger without your own auto insurance, your no-fault claim is filed directly against the driver's policy (Uber/Lyft's commercial policy does not include PIP). We handle all no-fault filings on your behalf.
3 years from the date of the accident for a personal injury lawsuit under NY CPLR § 214. No-fault benefits must be claimed within 30 days of the accident. Don't wait — evidence from rideshare apps is preserved for limited time periods.
Multi-vehicle rideshare accidents are some of the most complex claims — multiple insurance policies, multiple defendants, and complex liability analysis. This is exactly what we specialize in. More parties often means more recovery options.
Never accept any offer before speaking with us. Early settlement offers from rideshare company claims departments are almost always significantly below the true value of your claim. Once you accept, you cannot seek more. Call us first — the consultation is free.